Workers’ Compensation Basics for the Case Manager
By: Janet Coulter & Maryanne Ott
Workers’ Compensation Basics for the Case Manager
By: Janet Coulter & Maryanne Ott
OUTLINE
Introduction
Once a work-related injury or illness occurs, returning the injured worker back to work (if possible) can be a challenge. Workers’ Compensation is a government-mandated program that provides benefits to someone injured or who becomes ill while at work or from the result of the job. Whether you’re an experienced case manager or new to the profession, administration of Workers’ Compensation is not often taught or understood by medical professionals. When an injured worker becomes your patient, would you know how to maneuver through the system to achieve the best injury or illness outcome(s)?
Determining outcomes in Workers’ Compensation case management comes down to knowing the rules in your state, the employer you work for and the appropriate medical treatment of the injured worker.
Acknowledgements
Anne Llewellyn
Chapter 1
Frequently used abbreviations/terms : (IW, EOR, POR, AOR, RTW, MCO, DME, TT, PTD, claims adjuster, WC, malingering, magnifying symptoms, compensable vs non-compensable claims, state-funded vs self-insured programs, TBI, SCI)
Incidences of worker related injuries
Common injuries: (LBP, sprains/strains, etc.)
Other injuries/diseases: (lung diseases; asbestosis, pneumoconiosis, work related exposures)
Factors that influence work related injuries
Chapter 2
Role of the employer
Role of the provider
Role of the attorney
Role of the claim’s payor
Role of the state BWC
Role of the claims adjuster
Role of the Managed Care Organization
Role of the Case Manager
Role of Catastrophic Case Manager
Coordination of care
Chapter 3
Hearing
Appeals
Independent medical examination
Chapter 4
RTW strategies
RTW barriers
RTW with restrictions
Rehabilitation/work hardening/work conditioning
Chapter 5
TT awards of disability
Temporary vs Permanent Disability
PTD (outcome of this award, percentage of disability exams, how PP is awarded)
Chapter 6
Case studies (start with the injury, where IW was assessed-ER/urgent care, hospital/physician’s office) how injury is reported, where to send injury report, take the process step by step
Case management interventions
Impact of multi state licensure
Chapter 7
Catastrophic Injuries
Catastrophic case studies (traumatic brain injuries, spinal cord injuries, burns, heart attacks)
COVID
Home/vehicle modifications
Conclusion
Case management is an important tool in the workers’ compensation industry. Being able to show the value we bring to the injured worker, their family, the employer, and other key stakeholders requires continuing education, clinical knowledge, communication, and negotiation skills.
Resources
References